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Welcome to Happy Realty.org
 Happy Realty is a mortgage institution that prides itself in providing high quality financial services to the public. It is our mission to provide superior programs at the most competitive rates in the nation while at the same time maintaining a standard of integrity and honesty.  
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Santa Clara /   Alameda /   San Mateo  
BORROWER QUICK APPLICATION
          Borrower Name *  
          E-Mail Address *
          Home /Cell phone * --
          Loan Amount *
          Property Address
          Property Value *
         Any Known Agent  
            
 
TODAY'S INTEREST RATES
Program Conforming <$417,000 APR Jumbo>$417,000 <$625,500 APR
30-Year Fixed 5.75% 5.80 6.0% 6.05%
15-Year Fixed 5.75% 5.80% 5.875% 5.925%
10-Year Fixed 5.75% 5.80% 6.0% 6.05%
7/1 Arm 6.0% 6.05% 6.0% 6.05%
5/1 Arm 5.75% 6.05% 5.75% 5.80%
6 month Arm 5.0% 5.05% 5.0% 5.05%
3 month Arm 3.75% 3.80% 3.75% 3.80%
* Rate  is subject to change without notice 
Special Offers
Happy Realty is a mortgage institution that prides itself in providing high quality financial services to the public. It is our mission to provide superior programs at the most competitive rates in the nation while at the same time maintaining a standard of integrity and honesty.
TODAY'S INDEX RATES
 
Loan TypeIndex Value
1 Yr. Treasury 1.44
1 Yr. LIBOR 2.793
6 month libor 2.621
1 month libor 1.539
Prime rate 4.0
 
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